>Want to Find the Best School for Your Child? Posted by sunainaram on December 23rd Cheap Yeezy Boost 750 , 2015
If you are a family with children and you happen to go house hunting, then one of the first criteria for selection of residence happens to be proximity to good schools. Even if you are currently enjoying the honeymoon period of your wedded life, it makes sense to choose your residence in a locality that has good education facilities so that you are prepared for the future. The first step, then, is to check out the top schools in Bangalore and we are ready with help.
There are various criteria based on which you may zero in on a particular school. You need to decide which education board you would like for your child. The state board, Central Board of Secondary Education (CBSE) and Indian Certificate of Secondary Education (ICSE) happen to be some of the more popular choices. Once Cheap Yeezy Boost 700 V2 , you decide on that, you can accordingly go about picking out the schools that offer that syllabus.
It is a good idea to do a thorough research about the top schools in Bangalore you are checking out rather than relying on the popular conception, as it is a big decision you will be making for your child. To begin with, the topmost focus will happen to be the quality of education that the school offers. Of course academics are important, but there is more to education. You must also check out the various co-curricular and extra-curricular activities being offered at these top schools in Bangalore and more importantly their quality and impact on the students. This way, you can be sure that your child will have an all-round personality development that will prepare himher for life. Last but not the least Cheap Yeezy Boost 700 , check out the atmosphere of the school that is the school premises, classrooms, student to teacher ratio, capability and behavior of both the teaching and non-teaching staff which go a long way in creating the right environment where your little bud will blossom into a wonderful flower.
Based on the above factors, let us look at some of the top schools in Bangalore. Air Force School, DPS Cheap Yeezy Boost 650 , Jain International Residential School, National Academy of Learning and NPS are some of the reputed CBSE schools in Bangalore. Indian Public School, Ravindra Bharathi Global School and Narayana E-Techno School are a few of the CBSE schools in Marathanhalli in addition to Air Force School, if that is your area of focus. Bishop Cotton Boys’ School, Greenwood High School, Inventure Academy and Ryan International School are some of the top ICSE schools in Bangalore.
If you feel pressured to buy a long term care insurance (LTCI) policy Cheap Yeezy Boost 550 , that is a good sign as it only goes to show that you are concerned about your future. If you don’t feel the need to have one, perhaps you should start preparing yourself for a future with no choices.
For every year without an LTCI policy, you only increase your chances of paying out more money for long term care (LTC). Now don’t ask: Who says I’m going to need long term care? To counter that, who says you’re not going to?
Here are some facts to ponder on:
* Baby boomers and the younger generations are expected to live longer, perhaps to 95 or even to 100.
* Living longer makes one more susceptible to geriatric diseases.
* Alzheimer’s disease is very common among aging folks and those who have acquired it are currently spending $9,000 a month Cheap Yeezy Boost 500 , some even more!
* If you rely on Medicaid later on, you can’t choose where to receive care.
* Medicare does not cover custodial care which is about providing assistance to an individual who can’t perform the activities of daily living (ADLs) on his own. There are six ADLs and these are eating, dressing, bathing, toileting, continence Cheap Yeezy Boost 451 , and transferring or walking.
* You don’t have to acquire an illness to require LTC. Once you cannot perform any of the ADLs for a period of three months or more, you are definitely a candidate for LTC.
Is Long Term Care Insurance Your Only Salvation?
Frankly speaking, yes it is. There may be other ways to prepare for LTC such as reverse mortgage, annuities, retirement savings, and pension plans among others. Unfortunately Cheap Yeezy Boost 350 V2 , these options don’t guarantee to protect your personal resources.
Say if you’re over the age of 65 and you decide to opt for a reverse mortgage, don’t expect to have anything to pass on to your heirs later on because when you die your home will go directly to the money lender.
Now it’s the same with retirement savings. In fact, relying on your retirement money is even worse because if you outlive your resources, and chances are you will, Medicaid will be your only resort. What’s going to be very painful is the thought of your family continuing their lives in misery because there’s not a single penny left to spend for their everyday needs.
According to financial advisors, unless you are expecting to receive $2 Cheap Yeezy Boost 350 ,000,000 upon retirement it is not advisable to bank on your assets to cover your future health care needs. First of all, the cost of care is increasing incessantly so if you are looking at 20 years before acquiring care, today’s LTC costs will be totally passé by then.
Perhaps the average annual rate in a nursing home by 2031 will be $311,000 as a big jump in the cost of care is projected 20 years from now. The only way to be prepared for it is by keeping pace with inflation and this is only possible with a long term care insurance policy. Study your options now while you’re young and financially able.
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